For Simple or Comprehensive Financial Planning
Do you have questions about any single aspect of your overall financial plan such as review your RRSP portfolio, evaluate your children’s RESP or recalculate your life insurance needs?
Or, are you at the point in your life where you can no longer delay the inevitable task of putting together a comprehensive financial plan so you can regularly measure your family’s financial health and monitor its progress?
My professional life revolves around helping you assess your personal finances, identifying your financial objectives, setting goals and recommending a clear path to reach those goals.
We believe that clients must be given the tools and the time to make the important decisions about their financial future. Therefore, no selling pressure is used when making recommendations on an financial services or products. Many of our clients say that this lack of sales pressure is what draws them to our office. We believe in long term, trusting relationships with our clients, and these cannot be rushed.
Recent Articles
Debt Reduction as Retirement Savings Strategy
Posted on 01-10-2012Statistics Canada recently reported the ratio of household credit market debt to disposable income reached the highest level since the agency began tracking this figure. In 1990 it was 50%, rose to 110% in 2000 and jumped to 149% in the second quarter of 2011. This can cause some angst for those with children reaching post-secondary school age.
Government Benefits Can Boost Retirement Income
Posted on 01-10-2012In a 2010 report to the Minister of Finance, it was found that approximately 160,000 Canadian seniors were not aware of the full range of benefits they were entitled to in their retirement years. In fact, nearly $1 billion in retirement benefits from the Canada Pension Plan (CPP), Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) have not been paid out to eligible recipients.
TFSAs: Flexible Wealth Building Strategy
Posted on 12-12-2011The Tax-Free Savings Account (TFSA) was introduced in the February 2008 Federal Budget and became available January 1, 2009. It is touted by the Government of Canada as "the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP)."
